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New Cost Effective Final Expense

EIA brings you the new relationship with AFEUSA which includes Life Insurance and AD&D combo with only a 6 month waiting period on the Life insurance and first day coverage for the AD&D.

The Association of Entrepreneurship (AFEUSA) has done a refresh and it really benefits EIA agents. The Term Life and AD&D which comes part of the basic and enhanced memberships is for some individuals the only insurance they can receive and can be used as insurance to pay for burial and other end of life costs.

AFEUSA is an association and by joining the association for $49.95 a month your clients receive

  • Term Life and AD&D coverage (see table below)

  • Telemedicine with zero out of pocket

  • Allstate Security Pro - Identity Protection

  • RX Valet - a new level of service by assisting members navigating the challenges of rising prescription drug cost

  • Vision Savings Pass - is a discount vision program that offers immediate savings on eye care and eyewear.

  • Plus more benefits and the Ability to buy the group insurance products like dental

You can even add a spouse for an additional $40 for a total of $89.95 a month

To become a Member, your customer must be an “Entrepreneur” and must be currently “Actively at Work” or capable of active employment when applying for membership in the Association.

On the date member life insurance is scheduled to take effect, the Member must not be: Confined at home under a physician’s care; Receiving or applying to receive disability benefits from any source; or Hospitalized. “Hospitalized” means admission for inpatient care in a hospital. It includes receipt of care in a hospice facility, an intermediate care facility or a long term care facility. It also includes outpatient hospital care for chemotherapy, radiation therapy, or dialysis treatment. If the member does not meet this requirement on such date, insurance for the member will take effect on the date they are no longer: Confined; Receiving or applying to receive disability benefits; or Hospitalized.

Products available are

Group Dental

  • AFEUSA provides members with access to high-quality affordable dental care

Critical Illness

  • Provides an extra layer of protection that can be used to help pay expenses associated with a serious illness.

Accident Medical (AM)

  • Accident Medical Expense product reimburses the insured person for out-of-pocket medical expenses incurred as a result of a covered accident up to the maximum benefit amount.

Hospital Indemnity Plan (HIP)

  • Accident & Sickness Hospital Indemnity Plan pays a cash benefit for each day of hospitalization due to a covered accident or sickness up to the benefit maximums and after any elimination periods.


  • Basic membership = 15%/15% new/renewal

  • Enhanced membership = 25%/25% new/renewal

  • Group Dental 15%/15% new/renewal

  • Critical Illness/AM/HAP 15%/15% new/renewal

How to sign up under EIA

Click on this link and use code EIA


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Mar 17, 2023

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