Frequently Asked Questions

Learn About EIA

How to navigate the FAQ


This FAQ focuses on Learning about EIA as a potential/future Agent. Other FAQs are for new agents to get training and answers to common questions Bronze Plan FAQ - this is for EIA agents on the Bronze plan (non-P&C licensed) Silver Plan FAQ - this is for EIA agents on the Silver plan (Currnet captive agent ex. Farmers, State Farm, American Family, Etc.) Gold Plan FAQ - this is for EIA agents on the Gold plan (Independent P&C IMO with recruitng and overrides) Platinum Plan FAQ - this is for EIA agents on the Platinum plan (Highest Commissions Available on P&C) Life Insuarnce FAQ - this is for agents of any and all plans




Is there a demo of the website included in BRONZE, GOLD, & PLATINUM plans?


You can watch our tech demo of the website below.




Where can I see a demo of the comparative raters, and other tech provided with the SILVER, GOLD, and PLATINUM plans?


You can watch our tech demo of the comparative raters




What products and carriers do you have in my state?


You can review the auto carriers available by state by clicking on this link Auto Carrier Grid You can review the auto carriers available by state by clicking on this link Home Carrier Grid For Life and Other insurance check out the Life FAQ , but here are some highlights below

  • Ethos (term and final expense) with the industry's top contract - Learn more by clicking on this link --> Ethos
  • Family First Life - we start our agents at 120 Contract Level - Learn more by clicking on this link --> FFL
  • AFEUSA (Dental, and more) - Learn more by clicking on this link --> AFEUSA
  • Haven Life (term, simplified term, and disability - Learn more by clicking on this link --> Haven Life




How much money can I make with EIA?


Ultimately this is up to you with the package you choose and the licenses you have. With EIA, you can have P&C, Life, Health and more products in your portfolio to help you meet customer needs and make money. For Auto and Home P&C

  • Bronze plan provides referral fees for P&C sales as you aren't P&C licensed.
  • Silver plan provides 7% new 5% renewal as a % of premium for sales + commission overrides
  • Gold plan provides 9% new 6% renewal as a % of premium for sales completed by you + commission overrides. Sales competed by the website or call center are paid at 7% new and 5% renewal as a % of premium
  • Platinum plan provides 80% of gross commission new and 60% of gross commission renewal for P&C sales completed by you. Sales competed by the website or call center are paid at 7% new and 5% renewal as a % of premium
For Small Business
  • Coterie provides 11% new 8% renewal as a % of premium
  • Coverwallet can provide up to 100% of the commissions paid by the carriers depending on the path you choose
For Life, you can see the commission rates available in the Life FAQ




How does EIA compare to the competition financially?


With our 4 plans, I think you'll find that we have a fit for everyone and that we beat the compeition in take-home $$ Check out our video on financial comparison




How do I get appointed with P&C carriers in the GOLD or PLATINUM plans?


Read about our quick appointment process in the EIA Carrier Access and Appointment Process




Can I quote and sell the day I join?


With BRONZE, GOLD, or PLATINUM plans, your website's online quote and sales capability starts as soon as you set up your 4EIA website (which can be done in about 30 minutes after you join). This allows consumers to go online and quote and buy Auto, Home, Condo, and Renters insurance directly from your website and some Life products if you signed up for Ethos. For SILVER, GOLD, and PLATINUM plans - you receive Auto and Home comparative rater access whch provides more carriers and products than the website's online capabilities. This is normally provided in 1-2 business days after you join and you can start quoting and selling as soon as you have the comparative raters. For Life insurance under EIA's contracts, Haven Life, AFEUSA, and Ethos can be joined and writing in the same day. With FFL, we can start that contracting process right away so that you can start selling soon. Just email Support@JoinEIA.com and request to join EIA's FFL




Does EIA provide leads?


We have relationships with Hometown Quotes, Smart Financial and more for discounted leads. EIA also provides

  • A professional website that has social media, email, SEO, and lead capture forms
  • Monthly sales training webinars
  • Plus more




What products can I sell with the EIA?


First let's make sure we separate "Selling" vs. "Offering". For products that you are licensed for in states that you are licensed in, you can sell any of our products we have on the platform plus those products you bring to the table. Your license allows you to consult on that sale. For products which you aren't licensed for in states that your not licensed in, you can offer our products to your consumers but you can't consult on that sale. We have online direct-to-consumer quoting and buying for many of our products so just because you don't have the license, doesn't mean that you customers need to go somewhere else to get the products they need. When a customer quotes or buys a product from your website or through our partnerships which is attributed to you and for which you don't have the appropriate license, we pay a referral fee to you. EIA has built up relationships with providers for Auto, Home, Renters, Condo, Boat, Motorcycle, Umbrella, Life, Health, and more. You can also sell non-insurance products that EIA offers like LegalShield for legal protection, Reliashield for ID theft protection, Long Term Care Alternative, and home security with ADT. You can learn more about these products by clicking here




What are the costs of the different plans?


Bronze - $30 a month includes the website with ability for consumers to get their own quotes and buy online for Auto, Home, Condo, Renters, and Flood or call our call center to close the sale and buy other P&C products. + more access to sell Life, Health, and other non-insurance products. You receive referral fees for P&C products and Life Products if you aren't licensed in those. The ability to promote your own Life and Health products or seill ours if you are licensed Silver- $50 a month includes E&O insurance on your P&C sold through EIA, comparative raters to sell auto, home, condo, and renters insurance products. You receive 7% new and 5% renewal commissions and the ability to recruit and earn override commissions. Plus our Life, Health and other insurance products are available for you. Gold - $70 a month and includes all of Bronze and Silver + the ability to bind and earn higher commissions on P&C 9% new 6% renewal for policies bound by you plus the ability to recruit and earn override commissions. Plus you can join our Life and Health programs with some of the industry's highest commissions Platinum - $100 a month and includes all of Bronze and Silver + the ability to bind and earn higher commissions 80% of Gross Commission new 60% of Gross Commission renewal on policies bound by you, but not the ability to recruit and earn override commissions for P&C. Plus you can join our Life and Health programs with some of the industry's highest commissions




Can I promote my Life, Health, and other insurance products with the EIA website?


Yes, we have the ability to build any product tile you need and then you can link that tile to your specific landing pages for your products. Watch video below to learn more




How do I get appointed with Life and Health carriers?


Check out the Life FAQ